What is the Mission Statement of Cove Financial Wellness?

Provide customized one-on-one financial coaching and investment guidance for individuals or couples for a flat-fee or hourly fixed rate from an experienced Chartered Financial Analyst to empower better financial decision making and promote financial wellness and literacy.

Why Cove Financial Wellness?

Cove Financial Wellness is a fee-only financial advisor committed to serving as a fiduciary and adhering to the highest ethical standards in the investment profession. Unlike traditional investment advisors, we do not charge a percentage of your assets under management, as this may not align with your best long-term financial interests. Our flat-fee approach has the potential to save you money and we take the time to help you build healthy financial habits that traditional money managers may overlook.

Who does Cove Financial Wellness provide services to?

Cove Financial Wellness provides its services to individuals and families, family offices, trusts and estates, small corporations and business entities. We do not require minimum income levels, dollar value of assets, or other conditions for its financial planning and investment consulting engagements.

How do I know if Cove Financial Wellness is a good fit for me?

We set up a free introductory meeting with every prospective client to discuss your wellness goals and current financial situation. We share our background and services, and discuss if our services can meet your financial goals. We will review our fee structure, and answer any question you have.

Who will be providing the service at Cove Financial Wellness?

Cove Financial Wellness is a sole proprietorship and personal budgeting adviser based in New York City. Jonathan Hagelstein, CFA is the principal and founded the firm in 2024.

What type of advice can Cove Financial Wellness provide?

Advice includes but is not limited to:

1. Personal budgeting e.g. savings and spending advice
2. Life event planning e.g. college or retirement plans
3. Financial literacy e.g. basic foundational financial guidance
4. Financial coaching e.g. empowering better financial decision making
5. Financial planning e.g. portfolio evaluation and investment selection
6. Small Business Consulting e.g. succession planning or selling your business